As digital payments become the norm, so too do concerns about privacy. In a recent legal development, Cash App has agreed to a $12.5 million class action settlement over allegations it sent unsolicited promotional text messages to users—without their consent.
If you’re a U.S. resident who received one or more unwanted texts from Cash App, you could be eligible to receive up to $147 as part of this settlement. Here’s everything you need to know, including how to file a claim and whether you qualify.
Table of Contents
Why Is Cash App Paying a Settlement?
This case centers around alleged violations of the Telephone Consumer Protection Act (TCPA), a U.S. law that prohibits companies from sending marketing texts without prior user consent.
Cash App was accused of:
- Sending referral or promotional messages
- Without obtaining prior express consent
- To individuals who never signed up for such communications
Rather than contest the lawsuit in court, the company agreed to a $12.5 million settlement to resolve the matter—without admitting wrongdoing.
Who Is Eligible for a Payment?
To qualify for a payment of up to $147, you must:
Be a U.S. resident
Have received one or more unsolicited Cash App promotional texts during the settlement period (specific dates available on the official site)
File a valid claim by the claim deadline
Important: You do not need to be an active Cash App user. If you received a promotional text—even once—you may be eligible.
How Much Will I Get?
The maximum payout per person is $147, but the final amount could be lower. The actual payment depends on:
- The number of valid claims submitted
- Administrative and legal costs deducted from the $12.5 million settlement fund
| Total Settlement Fund | Individual Payout (Estimated) | Deadline to Claim |
|---|---|---|
| $12.5 million | Up to $147 per person | Listed on the official site |
How to File Your Claim
- Visit the Official Settlement Website
(URL will be included in the court-approved notice) - Fill out the Claim Form
- Provide your name, contact details, and possibly the phone number that received the texts
- No proof of purchase or account activity is required in most cases
- Submit before the Deadline
- Check the court notice or website for the final claim date
- Choose Your Payment Method
- Options typically include direct deposit or mailed check
Key Legal Takeaways
- Digital consent matters: Companies can’t send promotional texts without permission
- You don’t have to be a customer to be protected by TCPA laws
- Class actions are a powerful way for consumers to hold companies accountable
If you’ve ever received marketing messages from Cash App that you didn’t sign up for, this is your chance to receive compensation—and protect your digital rights.
What About Users Outside the U.S.?
Unfortunately, this settlement only applies to U.S. residents. If you live in Canada, India, the UK, or another country, you’re not eligible, even if you received Cash App texts.
FAQs
Do I need to be a Cash App user to qualify?
No. Eligibility is based on whether you received unsolicited texts, not your account status.
How do I know if I received a qualifying message?
If you remember receiving a referral or promotional message from Cash App without signing up for it, you should consider filing a claim.
What if I no longer have the phone or number?
You can still file if you remember receiving the message, but verification may vary depending on the claim process.
