As August 2025 approaches, more than 70 million Americans relying on Social Security and SSI payments are planning their monthly budgets around these vital benefits. While the Social Security Administration (SSA) follows a consistent payment structure, August comes with a few quirks, including two SSI payments. Here’s everything you need to know to stay on top of your benefits this month.
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Social Security & SSI Payment Schedule for August 2025
The SSA sends out payments based on the type of benefit you receive and your date of birth. Here’s how the system works:
SSI Recipients:
| Payment Date | Reason |
|---|---|
| August 1 | Regular August SSI payment |
| August 29 | Advanced September SSI payment due to Labor Day on Sept. 1 |
Note: You’re not getting a bonus—this is a calendar shift. You won’t receive a separate SSI payment in September 2025.
Social Security Recipients (Based on Birthdate):
If your Social Security benefits began after May 1997, your payment date is determined by your birthday:
| Birthday Falls On | Payment Date in August 2025 |
|---|---|
| 1st–10th | Wednesday, August 14 |
| 11th–20th | Wednesday, August 21 |
| 21st–31st | Wednesday, August 28 |
If you started receiving benefits before May 1997, you’ll receive your Social Security payment on August 1, along with your SSI (if applicable).
Understanding the Double SSI Payment in August
Many beneficiaries will notice two SSI payments in August—one on the 1st and another on the 29th. This happens because September 1 falls on a holiday (Labor Day) and SSA never issues payments on weekends or federal holidays. So, the September SSI benefit is paid early, in late August.
Important:
- This is not extra money.
- There will be no separate SSI payment in September.
Digital Payments and Direct Deposit
SSA encourages all beneficiaries to sign up for direct deposit for quicker, safer, and more reliable payments. The transition to digital-only payments, once scheduled for September 2025, has been delayed, but it’s still recommended that you opt in now.
If you prefer paper checks, you can continue to receive them for now, though exceptions may be required in the future.
Will My Benefit Amount Change in August?
No. The 2.5% COLA (Cost-of-Living Adjustment) for 2025 is already built into your monthly payment. Unless you recently had a benefit recalculation (such as a change in income, work status, or Medicare premium), your payment will remain the same this month.
What If My Payment Is Delayed?
If your benefit hasn’t arrived within three business days after your scheduled date:
- Check your My Social Security account online
- Call SSA at 1-800-772-1213 (TTY 1-800-325-0778)
- Visit your local SSA office if needed
Summary Table: August 2025 SSA Payment Schedule
| Benefit Type | Payment Date(s) | Details |
|---|---|---|
| SSI | August 1 & August 29 | August: Regular; August 29: Advanced Sept. payment |
| Social Security (pre-May 1997) | August 1 | Standard monthly payment |
| Birthdate 1–10 | August 14 | 2nd Wednesday |
| Birthdate 11–20 | August 21 | 3rd Wednesday |
| Birthdate 21–31 | August 28 | 4th Wednesday |
FAQs
Why am I getting two SSI payments in August 2025?
Because September 1 is a federal holiday, the September SSI benefit is being sent early, on August 29.
Is the second SSI payment a bonus?
No. It’s an advance, not an additional payment.
Will my payment amount change in August?
No. The 2.5% COLA adjustment for 2025 is already included in your payments.
What if my Social Security payment doesn’t arrive?
Wait three business days, then contact SSA or check your account online.
